Fraud Detection
Connect fraud signals, investigations and decisions across channels. Reduce losses and false positives through governed analytics and traceable evidence.
BSA & AML Solutions
Build a connected financial-crime operating system across risk assessment, customer due diligence, transaction monitoring, investigations, reporting, model governance, quality assurance, and examination evidence.
Discuss BSA & AML prioritiesFEATURED USE CASE
Fraud Detection
FEATURED USE CASE
Regulatory Compliance
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Third-Party Risk Management
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Expand audit coverage without weakening independent judgment
FEATURED SERVICE
AI Compliance Solutions
Connect financial-crime decisions across the bank
BSA and AML effectiveness depends on how risk, data, detection, investigation, governance, and remediation work together, not on any single platform or policy.
Regulatory Compliance
Build a repeatable compliance program with named control owners, consistent evidence and active issue management. Connect monitoring and testing to clear executive reporting and examination readiness.
Third-Party Risk Management
Connect vendor due diligence, contracts, monitoring and incident response. Keep provider decisions aligned with banking risks and regulatory obligations.
Expand audit coverage without weakening independent judgment
Strengthen independent audit testing across cloud, AI and vendors with technical expertise, clear evidence and issue validation.
Financial-crime compliance is an operating capability
A defensible program begins with clear risk coverage and continues through customer due diligence, surveillance, alert disposition, investigations, suspicious activity decisions, reporting, quality review, tuning, validation, governance, and remediation.
Cicrim helps institutions connect those components so management can see whether controls operate as intended, where risk is accumulating, and which decisions require escalation.
Services aligned to the full control lifecycle
Engagements can address a focused weakness or establish a coordinated improvement program.
- Enterprise BSA and AML risk assessment design
- Customer risk rating and due-diligence operating models
- Transaction-monitoring and sanctions coverage
- Alert, case, SAR, and escalation workflow improvement
- Data reconciliation, lineage, thresholds, and tuning
- Model governance, validation, and change control
- Quality assurance, independent testing, and issue closure
Evolve the risk program without losing control
Modernization should improve risk coverage, decision quality, evidence, and capacity at the same time.
Assess
Map obligations, inherent risk, control coverage, data, systems, owners, backlogs, issues, and dependencies.
Prioritize
Sequence remediation around material exposure, regulatory commitments, operating capacity, and achievable evidence.
Implement
Put policies, decisions, workflow, analytics, controls, testing, and governance into daily operations.
Sustain
Monitor performance, exceptions, change, model behavior, issues, staffing, and residual risk.
Areas of regulatory and operational focus
Connect each risk theme to accountable ownership, control execution, evidence, and escalation.
Sanctions
Screening coverage, tuning, investigation, and blocking or rejection decisions.
Higher-risk customers
Risk rating, enhanced due diligence, refresh, monitoring, and exit governance.
Digital assets
Product approval, counterparty exposure, monitoring, investigations, and reporting.
Fintech and BaaS
Customer allocation, data access, monitoring, oversight, escalation, and exit readiness.
Training
Role-based expectations, decision standards, escalation triggers, and accountable completion.
Prepare for the next examination through normal operations
Evidence readiness should emerge from governed data, documented decisions, completed reviews, transparent backlogs, issue ownership, and traceable change.
Cicrim defines the evidence chain from obligation and risk through policy, control, execution, exception, review, issue, remediation, validation, and reporting.
Evidence that answers the next question
- Coverage and rationale
- Population completeness
- Control execution
- Exception decisions
- Management review
- Issue follow-through
Turn program pressure into a governed improvement agenda
Clarify the decisions, evidence, owners, sequencing, and operating capacity required to make progress visible and sustainable.
Featured BSA, AML, fraud, and control insights
Practical guidance for institutions improving surveillance, policy controls, vendor oversight, and cyber safeguards.
Operationalizing fraud signals and review controls
Turn anomaly signals into governed review workflows. Connect detection thresholds, investigation decisions and case outcomes to controls that teams can explain, monitor and improve.
Credit policy automation and control evidence
Translate credit policy into controlled decision workflows. Preserve the policy version, approval, exception rationale and evidence needed to reconstruct how a decision was made.
Third-party risk oversight: A practical operating model
Connect provider due diligence, contract requirements and ongoing monitoring in one operating model. Assign ownership, track issues and retain the evidence behind material vendor decisions.
Cyber Controls for AI in Banking
Coordinate identity, logging, change control and data protection around AI workloads. Connect security responsibilities with model oversight, vendor controls and evidence of effective operation.
Ready to strengthen the BSA & AML operating model?
Start with the most consequential gap, then connect it to the wider control lifecycle.
How Cicrim engages
A focused team works with management, compliance, risk, audit, operations, data, technology, and accountable vendors.
Leadership
Frame priorities, decision rights, governance, escalation, investment, and executive reporting.
Specialists
Bring BSA, AML, fraud, sanctions, data, analytics, technology, controls, and assurance experience.
Capability transfer
Document decisions, strengthen routines, coach owners, and leave a sustainable operating model behind.