Detect synthetic identity and new-account fraud without blanket friction
Cicrim connects application, identity, device, network, relationship, funding, and early-account behavior to risk-based verification, review, restrictions, and measurable control evidence.
Evaluate the applicant, the application, and the emerging relationship
A new account can look valid at the moment of application and still be controlled by a fabricated, manipulated, or stolen identity. Effective protection combines identity evidence with application patterns, device and network relationships, funding behavior, product selection, channel history, and the first days of account activity.
Cicrim helps banks use that context to approve, verify, review, restrict, or decline through a consistent workflow that preserves both fraud evidence and the customer journey.
Protect onboarding and early account life
Identity and application evidence
Connect verification results, document evidence, contact attributes, address history, application consistency, velocity, and prior institutional relationships.
Device and network relationships
Detect shared devices, network reputation, automation, emulation, repeated application patterns, session anomalies, and links to known risky activity.
Funding and product behavior
Assess source of funds, ownership relationships, funding reversals, rapid movement, product combinations, limits, and activity inconsistent with the application.
Risk-based verification and restrictions
Coordinate allow, step-up, document review, manual investigation, cooling periods, transaction limits, monitoring, decline, and documented overrides.
Strengthen onboarding and early-life controls
Fraud Detection
Combine real-time signals, explainable analytics, case workflows, and accountable customer protection.
ACH & Wire Fraud
Coordinate payment-risk signals, holds, callbacks, interdiction, escalation, and investigation evidence.
AI-Powered Decisioning
Operationalize explainable models, policy guardrails, monitoring, and accountable human review.
BSA & AML Solutions
Improve monitoring, investigation, evidence, governance, and risk-based financial-crime operations.
Regulatory Compliance
Connect obligations, controls, testing, evidence, issues, and accountable management reporting.
Start with the products and channels where early-life risk is most material
Cicrim can help baseline identity evidence, application signals, decisions, customer friction, early activity, investigations, and control measures, then sequence a practical first release.